About Us 

Our Primary Purpose

Jack M. Panas founded JPI Insurance Associates in 1988 when he started serving the Dillsburg, Pennsylvania community and surrounding towns with their auto insurance, home insurance, commercial insurance, and life insurance needs. Over the years, we have added staff as well as additional insurance carriers so that we can serve most anyone, and any situation we encounter.


Our Primary Purpose

Recently we changed our name to JPI Insurance Associates to incorporate all of our dedicated staff in the name of our agency. Together we have over 100+ years of experience serving people, families, and businesses with their insurance needs. The bottom line is we work for you. We shop your insurance for you, provide you the information you need to make an educated, informed, and wise choice in purchasing insurance, and we treat every client as if he or she is family. We invest a large part of our operating budget in Continuing Education for our staff so that we can provide you with the most current solutions for your insurance needs. Don’t call an 800 number or click a mouse to make one of your most important financial decisions on how to protect your most valuable assets…call us so we can inform you, assist you, and take the guess work out of purchasing insurance.

An Independent Advantage

We are Independent Agents in Dillsburg, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. JPI Insurance Associates represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.

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